Unlock your dream home with the best loan options

With close to ten years of experience in the Malaysian mortgage industry, our experts are well-equipped to understand your needs and guide you through the entire process from research to application and eventually, approval.

We work closely with TEN TOP MALAYSIAN BANKS and have access to all other banks in order to find you the best and most cost effective loan available for your needs. Use our special LOAN REPAYMENT CALCULATOR below to compare repayments from different banks.

Search for The Right Home Loan
The Property Price
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Margin of Finance (MOF) - 90%
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Tenure Years
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Calculate
BR Rate & BLR Rate
update date 21.10.2020
BLR Rate
BANK NEGARA BLR 6.40
BR Rate
Kuwait Finance House BR 2.25
Al-Rajhi Bank BR 2.85
Bank Rakyat BR 3.85
Bank Islam BR 2.52
Bank Muamalat BR 2.56
MBSB BR 2.65
Public Bank BR 2.27
Hong Leong Bank BR 2.63
CIMB BR 2.75
MayBank BR 1.75
Alliance Bank BR 2.57
AmBank BR 2.60
UOB BR 2.61
OCBC BR 2.58
HSBC BR 2.39
Standard Chartered BR 2.27
Affin Bank BR 2.70
CitiBank BR 2.40
RHB BR 2.50
Fixed Rate
AIA 5.39

Showing home loan packages for loan amount of RMxxx,xxx MOF xx% over xx years

Bank Rates Monthly Payment
PUBLIC BANK 4.4 RM 2,550.87
Fixed Rate
PUBLIC BANK 4.4 RM 2,550.87
FREQUENTLY ASKED QUESTIONS (FAQ)
  1. HOW LONG IS THE LOAN APPROVAL PROCESS?
    Loan approval will depend on whether you meet the requirements of individual banks. If requirements are met, loans can be pre-approved or will be approved in a few days or within a week. In some cases, where additional documents are required, loan approvals may be delayed.

  2. CAN I MEET WITH AN RMS MORTGAGE CONSULTANT OR DO I HAVE TO APPLY ONLINE?
    You can call us at 03-7988 0175 to set an appointment with our consultants or you may choose to apply online and let our consultants contact you within a few days.

  3. DOES RMS WORK WITH ONE BANK OR WILL YOU PROVIDE ME WITH LOAN OPTIONS FROM SEVERAL BANKS?
    Our team of experts has access to most major banks in the country and will be able to provide you with a number of options to choose from, based on your requirements.

  4. WHAT IS THE DIFFERENCE IN LOANS FROM DIFFERENT BANKS?
    While the Base Lending Rate (BLR) is set by Individual Bank, most banks have unique loan promotions that have slight differences in their terms of repayments. Our consultants will guide you in understanding the pros and cons of each available bank loan.

  5. DO I NEED TO HIRE A LAWYER?
    Legal services are required once your loan is approved in order to undertake the creation of the Sales & Purchase Agreement as well as manage other legal aspects of your loans. RMS works closely with highly experienced lawyers who can provide such services, so you can enjoy a hassle-free loan process.

  6. HOW LONG BEFORE I GET MY LOAN AND MOVE INTO MY PROPERTY?
    Once your loan application is approved, the process to release the money to you can take anywhere from 3-6 months. Our consultants will be able to provide more information once the process has commenced.

Have a question that is not listed here? Call us at 03-7988 0175 and we'll be happy to help you.